How worried should I be about being evicted if I stop paying my rent?
Not that worried. Though each state has different landlord-tenant laws, it takes at least a month for a landlord to get through all of the bureaucratic parts of eviction. You can find this information on the U.S. Department of Housing and Urban Development website, www.hud.gov. And if you try to fight your eviction in court, you can buy yourself another two to three months in your apartment without paying the rent. The bad news is that if you lose the case, you owe all of the rent plus legal fees. If you continue not paying the rent, you will have outstanding debt, which can be factored into your credit history.
We wouldn’t recommend not paying the rent until you find rent money and banking on an eviction taking a while. Landlord-tenant laws vary from state to state, so make sure you’re well-versed in your state’s laws before you make any eviction-related decisions.